This Epf Calculator helps you to know your accumulated epf balance with interest rate, for a certain time or retirement age. you just have to select current age & Monthly pf contribution to pf (which 12% of Basic salary +DA).
How do EPF Calculators work?
Government Adds interest rate every year.
Your Contribution 12% (minimum)
Maximum 100% also Under VPF (Volunteer PF but govt indicated tax on VPF but not on EPF).
Employer Contribution: 3.67%
Pension amount: 12% by EMployer not added here. the separate calculation for EPS Pension scheme.
Present EPF Interest Rate Ay 2019-20: 8.65%
You may also check epf balance by downloading epf passbook
the pension contribution is 8.33% of your basic salary but it is limited to 1250/month. This amount is 8.33% of 15,000.
minimum pension of ₹1000/month
if you don’t complete 10 years in the service or epf subscription, you would not be able to get the monthly pension.
but you get pension benefits but, you must have completed at least 6 months.
Deemed Pension /Reduced Pension
age of 50
reduced by 4% for every lost year
defer /Enhanced Pension
the pension would increase by 4%. You can defer pension up to the age of 60.