• Home
  • EPF Balance
  • Activation
  • Help Desk
  • PF claims
  • epf payment

Epfo guidelines

epfo login, epf balance, uan login member portal, pf claim status

NPS How to open Account #Make Payment # check balance online # Download Pran

 

 National Pension Scheme (NPS) Details

Eligibility Individual 18- 65 years,
Interest rate 8% to (Not fixed since it invested in equities)
How to open Online
Investment Limit Per Year 10% Basic DA, 20% of gross income self-employed (but up to 2 lakh deductible for tax)
Partial withdrawal after 3 years 25% of your contributed amount.

3 times available till the age of 60, with 5 years interval

Premature closing death, Superannuation, after 10 years 20% withdraw 80% for the pension.
Maturity / Lock-in Period Till the age of 60 Years
Extension 10 years
Tax Benefits 60% lump sum no tax.

40% to insurance companies for pension

pensions are taxable according to the slab.

Superannuation benefit is a retirement benefit offered by the employer. In the case of NPS 10% employee Basic+DA.

How Open NPS account Online?

There is a Link between Bank and Government If search online to open PPF There will be HDFC webpage appears it asks open account through Karvy Portal.

However, we can open PPF at Nation Pension System website. Once you visit the Website. There is Upper right Corner, you will see “OPen NPS Acccount Online”. it will redirects you to https://enps.nsdl.com/

Click on That, Then again you have to click Nation pension system. After that 3 option appears

  1. Registration
  2. Contribution
  3. TIER II Activation.

Then click on Registration,

The process may be a bit long,

Part 2: NPS Registration form Filling

NPS Registration Form

Enter Your PAN card Number,

Fill the Basic details,

Update bank details,

12 PRAN Number Generates (Permanent Retirement Account Number).

Upload KYC Details.

Once you completed the registration you can log in to make Payment,

CongratuTLATION: You just opened NPS account yourself, Now You can operate NPS account.

How to Pay NPS Amount by login at NPS trust?

Visit https://enps.nsdl.com/ CLick on Nation pension System.

Login with PRAN Number & password.

After Login, you can check balance, Pay the Payment,

Also, You can change the Fund manager Yearly Once, Asset Allocation Changing also Done at NPS Portal.

There is NPS Android app Available there you can download the App. and make payment easily. with the app, you can also open a TIER 2 Account.

 

How to check NPS balance Online?

1st Option: Download the NPS trust App. Login with PRAN Number & password to check your Balance details.

2nd way at NPS website: Visit the CRA NPS Portal, Login PRAN & Password. After login, you have the option to Check NPS balance.

What Is TIER II Account in NPS?

It’s Just like Mutual Fund account But There are No tax benefits.

You Can deposit & withdraw at any time.

Benefit: Operating all account at one place instead of Mutual fund accounts.

NPS Portal Features

  • Download PRAN Card
  • Update KYC
  • Transfer NPS Account to another location.

Asset Allocation in NPS:

Active choice: This will choose by Subscription based on Equity & debt ratio. However, there is a limit of upto 75% for Equity.

Auto: Decision made by Fund manager according to Age & income of the subscriber.

 

TAX Benefits: EEE Status

  • 1.5 lakh under section  80C
  • 50,000 under 80CCD(1)*
  • Withdrawal mount at retirement 60% is tax-free.
  • Reaming 40% Amount invested Pension Plans. Hence the Yearly pension amount taxable.

 

Other pension schemes:

Post Office Monthly Income Schemes, (No tax benefit) LUmpsum Investment.

Senior Citizen Saving Scheme: 5 Years Term Lumsum Investment ex: if you invested 15 lakhs at Once, you will get 10,000* Monthly based on interest. eligibility after 60 years.

You may like:

  • sukanya samriddhi yojana Interest rate returns, tax benefits #how to open
  • post office time / FIxed deposit VS Bank FD Tax benefits, Interest rate calculation
  • NSC National Savings Certificate – Interest Rates & Tax Benefits Compared to FD
  • PPF Account Application process Interest rate, return calculation Tax Benefits




Calculators

  • Bike EMI calculator
  • Car loan emi calculator
  • compound interest calculator
  • EPF Calculator epf interest pension calculator excel formula format download
  • Fixed deposit FD calculator
  • home loan emi calculator
  • Personal loan emi calculator
  • Recurring deposit RD calculator
  • SIP Calculator

Useful topics

  • EPFO uan portal
  • uan passbook
  • epf withdrawal
  • uan employer unified

Saving Schemes

  • Post office RD
  • post office FIxed deposit
  • POMIS
  • NSC National Savings Certificate
  • sukanya samriddhi yojana
  • NPS
  • PPF Account
  • Senior Citizen Savings Scheme (SCSS)

Disclaimer

Note: We are not affiliated with EPFO. created this sole purpose of helping people & awareness about pf.

All the questions answered in the Articles, ask your questions in the comment.

 

epf claim status shows payment under process epfo

  • Contact
  • About us
  • Disclaimer & Privacy Policy



Recent Articles

  • EPFO Latest News & PF Rules | budget 2020 7.5 lakh limit |covid-19 75% withdraw | Regulatory updates
  • PPF Account Application process Interest rate, return calculation Tax Benefits
  • E aadhar card update /download/ correction status details
  • EPF Balance Enquiry download passbook with uan & mobile 3+ ways to know
  • UAN Activation & Registration status at epfo portal (3+Steps process)

Copyright © 2023 · All rights Reserved epfo help